As independent advisers, we can oversee a client’s entire financial planning and we have many years’ experience in offering retirement (and pension) planning advice – advice which we feel needs to be kept under constant review given the ever changing tax, legislation and pension planning landscape.
Retirement planning is not just about pensions – it’s about having a plan to ensure that you retire as and when you choose, with the income needed to achieve those things you’ve spent your working life looking forward to.
For many, a pension is a tax effective foundation to their retirement plan however this is typically one part of a strategy typically used to ensure clients achieve their goals.